Statements to Insurance Adjusters

Charlottesville personal injury lawyers, and lawyers all across the state of Virginia, are often faced with the issue of a prospective client telling them that the insurance adjuster required a statement. Fortunately, there is a Virginia law that requires insurance companies to provide a copy of any statement given by an insured to the insured or their lawyer. But the big question is, should the insured, the victim in the car accident, give a statement in the first place? As an experienced Virginia personal injury lawyer who practices across the state, I think the answer is a resounding no. The car accident victim gets no benefit from providing a statement. I have yet to encounter a case where the insurance company was more generous or accommodating simply because the insured gave a statement. In fact, nowadays, insurance companies are taking a very hard line on compensation for most accidents, particularly the low impact type of car accidents. In Charlottesville, the most common type of car accident injury is from a low speed impact. I suppose the urban environment with rush hour traffic lens itself to this type on accident. In contrast, the surrounding counties, such as Albemarle, Greene, Louisa, Fluvanna, Nelson, and Madison see more high speed car accidents with significant damage to the car. A personal injury attorney has a lot more to work with when there is a lot of car damage. But the bottom line is, do not give a statement to an insurance company adjuster until you have met with a personal injury lawyer.

Francis P. Hajek
Wilson & Hajek, LLC, a personal injury law firm Experienced Injury and Accident Lawyers Serving Virginia, including Albemarle, Charlottesville, Fluvanna, Louisa, Madison, Nelson, Orange, Staunton, Waynesboro


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